Democratizing Legal Data

Settlement Wizard is an algorithmic transparency tool designed to help injury victims quantify their claims using state-specific statutes and insurance industry multipliers.

Closing the Information Gap

After an accident, individuals face a massive "information asymmetry." Insurance adjusters use sophisticated software (like Colossus) to devalue claims, while victims are often left guessing.

Settlement Wizard exists to level the playing field. We do not guess—we calculate. Our platform aggregates public legal statutes and standard actuarial formulas to provide data-backed benchmarks for negotiation.

Data Platform Disclaimer

We are a Legal-Tech Data Aggregator.
Our estimates are generated by algorithms that process user inputs against state laws and damage multipliers.

We are not a law firm. We do not provide legal advice, and our results should be used as a starting point for research, not a guarantee of payout. Always consult a qualified attorney for legal strategy.

How Our Algorithms Work

Unlike generic calculators, Settlement Wizard operates on a logic engine that respects local jurisdiction rules. Our estimates are derived from three primary data pillars:

1. Economic Verification

We aggregate tangible costs (Medical Bills + Lost Wages) as the "Special Damages" foundation, mirroring the base logic used by insurance adjusters.

2. The Multiplier Method

We apply variable multipliers (1.5x – 5x) based on injury severity to estimate "General Damages" (Pain & Suffering), consistent with industry negotiation standards.

3. Legislative Constraints

Our system factors in state-specific laws, such as Statutes of Limitationsand Comparative Negligence rules, sourced directly from State Civil Codes.

Our Data Sources

Our models are informed by public legal frameworks and industry benchmarks, including:

State Civil Practice & Remedies Codes
Department of Transportation (DOT) Stats
Jury Verdict Research Trends

Editorial Standards

Annual Legislative Audit:
Our data team reviews state personal injury statutes annually to ensure our calculators reflect the latest legal caps and negligence rules.

Correction Policy:
We believe in radical transparency. If you identify a discrepancy in our state data, please report it to data@settlementwizard.com for immediate review.